WOULD YOU LIKE TO SAVE $10,000
WITHOUT A BUDGET?
IF SO, PLEASE READ ON!
THE HIGH COSTS OF A LOW FICO SCORE
This is an example of how much extra you might be paying monthly
for your mortgage and other expenses
Mortgage$424
Car loan$155
Credit cards$144
Homeowner’s insurance$ 97
Car insurance $ 40
Total monthly costs $860
If you are paying an extra $860 a month due to your low credit or FICO score, how can you possible reach your financial goals? The answer is probably you can’t!
Imagine improving your credit score and SAVING OVER $10,000 A YEAR WITHOUT A BUDGET! Yes, it can be done!
Since 2005 I have been teaching a credit scoring class called “Your Future, Your FICO and You” for real estate agents for their continuing education credits. I have also taught this class for my clients.
Look at what one of clients has to say about this class (by the way her son is now a home owner)--
“Although I've been emphasizing to my son how important it is for him to pay his bills on time and how it affects his FICO score, it had gone in one ear and out the other, with a ‘yeah, yeah, yeah’ attitude. Hearing it from you and the way you present the FICO information, has made him ‘see the light’....finally!”--Vicky G.
WARNING! WARNING! WARNING!
Before you sign loan papers with another Mortgage Professional make sure you e-mail or call me about the BEST loan for Credit Challenged Borrowers!
This loan offers a GREAT 30 year fixed rate with no pre-payment penalty and requires very little money down!
To learn some great tips, please click here.
HERE ARE A FEW TIPS THAT I WANT TO
SHARE WITH YOU
Pay off collections or judgements 6 months before applying for a loan, especially if they are more than 2 years old.
Pay down your credit card balances or raise your limits. Keep balances < 30% of your credit limits for each individual card and as a total for all your credit cards.
Don’t close credit card accounts! This is critical!
Remove duplicates from your credit report, especially collections.
If you have little credit history or need to re-build your credit take out 2 credit card accounts & use them once each month to buy gas & pay them off each month.
If your spouse or a family member has great credit, e-mail me for this POWERFUL SECRET!
For more credit score improvement tips and a
FREE Credit Evaluation please e-mail or call me!
ARE YOU IN A CHAPTER 13 BANKRUPTCY?
If so, there is HOPE! After just 1 year of
on-time bankruptcy payments you can qualify
for a GREAT fixed rate loan!
Please e-mail me or call me for the details.
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